Tackle a home improvement project, fund a major purchase, take a dream vacation, pay for college tuition, or whatever your need.
Home Equity Line Of Credit
4.99%APR*
Fixed Rate
Features:
- No annual fee
- No closing costs**
- Same day – prequalification
- Revolving access and flexibility – as you pay down your loan, those funds become available again
- Convenient payment options, including online, in person, or by mail
* Annual Percentage Rate, APR, is current as of 3/15/2018 and can change without notice. APR fixed at 4.99% during the 10-year draw period and the 10-year repayment period. 10-year draw period with interest only payments followed by 10-year fully amortized payment. If $10,000 was outstanding, the required interest only monthly payments during the draw period would be $41.58 and $106.02 during the repayment period. Consult a tax advisor regarding the deductibility of interest and charges.
** Generally, all associated fees are paid by PTC unless an appraisal or subordination is required and fees may range from $450 - $650. Minimum loan amount of $10,000 and maximum is the lower of combined first and second mortgage loan balances totaling $417,000 or a combined loan-to-value not to exceed 80%. Property Insurance is required. Property ownership cannot have transferred within 30 days prior to application date. Non-purchase transaction only. Loan is subject to credit approval.