Don’t need a mortgage?
The Unsecured Home Improvement Loan – No Equity Required!
Get the cash you need for a new kitchen, front porch, or any other upgrade you’ve been dreaming about.
7.99%APR**
TERMS UP TO 60 MONTHS
- Quick and easy application process
- Loan amounts up to $20,000
- Same day approval for qualified applicants
* Terms and conditions: Subject to underwriting standards and credit approval. Discount to be applied as “Lender Credit” at the time of loan closing. This coupon is valid for $250 off your residential real estate appraisal. Coupon is not valid for cash or cash equivalent. Limited time offer. Applications or pre-qualifications must be received by 08/25/2025 and close before 12/31/2025. Coupon must be redeemed at time of application. Only applicable for a Peoples Trust Company residential first time mortgage.
** Annual Percentage Rate, APR, of 7.99% is current as of 08/25/25 and can change without notice. Loan APR featured requires Auto Pay repayment from a Peoples Trust Company deposit account. APR is 7.99% for an Auto Payment from an outside financial institution or with no auto pay repayment APR is 7.99%. Canceling auto payment will result in an increase to your interest rate of .25%. Payment example: Monthly Payments for a $20,000 loan at 7.99% APR with a term of 5 years would result in 60 payments of $405.43. Funds must be used for home improvement purposes on a borrower’s existing primary residence. Loan is subject to credit approval and a Trans Union Credit Score of 680 or greater. Alternate home improvement loans available for credit scores lower than 680.