Fixed
Rates!
Lock in a rate without fear of fluctuation.
>>View Rates
Features:
No annual fee*
No closing costs*
Same day – prequalification
Revolving access and flexibility – as you pay down your line, those funds become available again
Convenient payment options, including online, in person, or by mail
*Fixed Rate Home Equity Line of Credit (HELOC) 7.500% Annual Percentage Rate (APR) is current as of September 17, 2025. APR is fixed rate during the 10 year draw period and 10 year repayment period. Minimum monthly payment during the 10 year draw period is interest only payments followed by 10 year fully amortized payment. If $10,000 was outstanding, the required minimum monthly payment during the draw period would be 120 monthly payments of $63.70 and during the repayment period 120 monthly payments of $118.74. Generally, all associated HELOC closing cost fees are paid by lender unless an appraisal or subordination is required and fees may range from $0-$1,075.00. Minimum loan amount of $10,000 and maximum loan amount is based on combined loan-to-value up to 80%. Property insurance is required and paid by the borrower. Featured Interest rates and terms are subject to change without notice. All loans are subject to credit approval and property eligibility. Consult a tax advisor regarding the deductibility of interest and charges.