There’s Equity
in Your Home

... and Peoples Trust Company can help you leverage it with a HELOC

Fixed
Rates!

Lock in a rate without fear of fluctuation.
>>View Rates

Features:

  • No annual fee*

  • No closing costs*

  • Same day – prequalification

  • Revolving access and flexibility – as you pay down your line, those funds become available again

  • Convenient payment options, including online, in person, or by mail

Apply Now

Have Questions? Just reach out to one of our locally based lending team

>> Email Carisa
>> Email Angela
>> Email Elaine
>> Email Patricia

*Featured Home Equity Line of Credit (HELOC) 7.375% Annual Percentage Rate (APR) is current as of June 23, 2023. HELOC is a fixed rate during the 10 year draw period and 10 year repayment period with a maximum APR of 7.375%. Generally, all associated closing costs are paid by lender except prepaid interest. Borrower may be required to pay for an appraisal, trust certificate and/or subordination if required. Typically, an appraisal is required if your Loan to Value (LTV) exceeds 60%. The fees for an appraisal may range from $450 – $650. A subordination fee could be required. These fees range from $100 – $300. Property insurance is required and paid by borrower. The minimum loan amount is $10,000 and maximum is the lower of the combined first and second mortgage loan balances totaling $647,200 or a combined Loan to Value not to exceed 80%. Featured Interest rates are subject to change without notice. All loans are subject to credit approval. Please contact your local Peoples Trust Company Loan Officer for more details.