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Savings

Supporting your financial success.

At Peoples Trust Company, we know savings goals are as individual as the snowflakes that fall in Vermont. Whether you're saving for your first car, planning a family vacation, building an emergency fund, or simply setting money aside for the future, PTC offers savings account options designed to help you reach your goals.
 
With convenient digital banking tools and personal support from people right here in Vermont, you can choose a savings option that fits your needs while having a local banker available when you need help.
 

Open an Account

All Savings Accounts Include:

Savings Account Features

Savings Comparison (Rate Table)

Feature

Personal Savings*Personal Money Market*Coach Club (For Kids Ages 0-16**)Club Choice
Minimum To Open$0$1500$0$0
Minimum Balance to Earn Interest$0$1500$0$0
Minimum Balance to Avoid Maintenance Charge$100$1500$0$0
Monthly Maintenance Charge***$2$5$0$0
Earns InterestYes****Yes****YesYes
Online Banking, Mobile Banking, Bill Pay, eAlerts, Telephone Banking, eStatementsYesYesYesYes
Additional Details  Special incentives are offered to keep kids motivatedAutomatic deposit payout to any Peoples Trust account in either April or October

Early withdrawal penalty may apply

* Transaction limitations apply. For Full account details, contact us at 800-479-2196 or please consult the Terms and Conditions section of the Understanding Your Deposit Account Disclosure for details.
** Once account holder reaches age 17, Coach Club will automatically convert to a Personal Savings Account.
*** Monthly Credits will not exceed Monthly Maintenance Charge.
**** You must maintain the minimum balance each day in your account to obtain the disclosed APY. Interest rate and annual percentage yield may change at any time. Interest will be compounded every month and credited every month. We use the daily balance method to calculate interest on your accounts. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Open an Account

Ways to Reduce or Eliminate Maintenance
Charge for Your Savings Account

Free if you keep $100,000 or more* in another PTC deposit account.
$2 waived on Personal Money Market account if you enroll in eStatements. 
$2 waived on Personal Savings account you receive Direct Deposit.

* The other deposit account(s) must have the same primary account holder name.
Please consult the Terms and Conditions section of your Understanding Your Deposit Account Disclosure for details.

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Additional Help & Resources

Direct DepositSafe Deposit BoxesFormsEducation Center