Business Loans & Lending
You can ask for business loans anywhere, but before you do, ask yourself this: Does your lender really care about your business?
Peoples Trust Company has been part of Vermont—and your community—for more than a century. We’re invested in your success because we know that local businesses like yours, regardless of size, are the lifeblood of our state’s economy.
We are proud to offer competitive rates, friendly local service, and all the support and resources you need for your business to flourish.
Small Business Express Loans
No collateral? No Problem!
Swift 60- Get your loan approved in 1 hour**
Features
- 1 hour approval**
- Quick and Easy application process
- Borrow from $5,000 to $50,000
- Terms up to 84 months
- 5.75% Unsecured*
* Subject to credit approval. Terms and conditions apply. Check with Peoples Trust Company Lenders for eligibility requirements.
** 1-hour credit decisions begin when applicant has submitted a complete application with all supporting documentation while meeting with Peoples Trust Company Lenders at the agreed upon meeting time and location.
Commercial Real Estate Loans
Whether you're an individual renting apartments or a corporation buying a new location, speak to one of our expert lenders.
Our lenders work in collaboration with Farm Service Agency (FSA), Small Business Administration (SBA) and Vermont Economic Development Authority (VEDA).
Features
- Investment Properties
- Commercial Real Estate
- Complimentary Business Consulting
Commercial Construction Loans
Peoples Trust Company has been providing commercial construction financing for over 100 years. That experience has no substitute. Speak to one of our expert lenders today. Speak to one of our expert lenders and find out how we can help.
Features
- Multi-family properties, investment properties, including commercial spaces
- Flexible draw requests - no minimum amounts*
- Experienced and knowledgeable loan officers to guide you through the process, seamlessly
- All our loans are processed, originated, and serviced here in Vermont
- General Contractor may not be required
* Unlimited draws are up to an approved amount.
Commercial Lending
Looking to start your own business or buy an existing one? What about refinancing your existing business loan(s) to save money or to complete a project? Speak to one of our expert lenders and discover the options we have available for you to help you meet your goals.
Our lenders work in collaboration with Farm Service Agency (FSA), Small Business Administration (SBA) and Vermont Economic Development Authority (VEDA).
Business Lines of Credit
A Commercial Line of Credit could help to support your business needs; whether you're dealing with vendors or inventory management, we may have a solution to fit your individual needs. To find out more, speak to one of our expert lenders today.
Features
- Low interest rates
- Quick turn-around
- Flexible options
Business Equipment & Vehicle Loans
Are you looking to purchase machinery, vehicles, agricultural equipment, or other business equipment? Contact one of our expert lenders today and see how we can help.
Commercial Lenders
At Peoples Trust Company, our business lenders care about your financial needs. Our experienced professional lending staff is highly trained in the best practices of lending, credit, and banking. We will walk you through the application process with a level of respect, service, and attention you won't get at any other bank.
To begin the business loan application process, you may contact one of the lenders listed below, apply online, or visit a branch most convenient for you.
Danielle Manahan
Danielle Manahan
Business Lender
- Direct Line
- 802-752-1846
- Main Line
- 1-800-479-2196
- Fax
- 802-752-1806
- DManahan at ptcvt dot com
Sue Cross
Sue Cross
Business Lender
- Direct Line
- 802-752-1829
- Main Line
- 1-800-479-2196
- Fax
- 802-752-1806
- SCross at ptcvt dot com
Jay Cummings
Jay Cummings
Business Development Officer
- Direct Line
- 802-752-1848
- Main Line
- 800-479-2196
- Fax
- 802-752-1806
- NMLS ID
- 1165649
- JCummings at ptcvt dot com
Carisa Ledoux
Carisa Ledoux
Business & Mortgage Lender
- Direct Line
- 802-752-1847
- Main Line
- 1-800-479-2196
- NMLS ID
- 1727433
- CLedoux at ptcvt dot com
- Fax
- 802-752-1806
Deidra Arel
Deidra Arel
Commercial Loan Officer
- Direct Line
- 802-752-1842
- Main Line
- 1-800-479-2196
- Fax
- 802-752-1806
- Darel at ptcvt dot com