Business Loans & Lending

No collateral? No Problem!
Quick Responses You Can Count On

Features

• Fast decisions—often within one business day
• Quick and Easy application process
• Borrow from $5,000 to $50,000
• Terms up to 84 months
• 7.75% Unsecured*

Whether you're an individual renting apartments or a corporation buying a new location, speak to one of our expert lenders.

Our lenders work in collaboration with Farm Service Agency (FSA), Small Business Administration (SBA) and Vermont Economic Development Authority (VEDA).

Features

• Investment Properties
• Commercial Real Estate
• Complimentary Business Consulting

Peoples Trust Company has been providing commercial construction financing for over 100 years. That experience has no substitute. Speak to one of our expert lenders today.  Speak to one of our expert lenders and find out how we can help.

Features

• Multi-family properties, investment properties, including commercial spaces
• Flexible draw requests - no minimum amounts* 
• Experienced and knowledgeable loan officers to guide you through the process, seamlessly
• All our loans are processed, originated, and serviced here in Vermont
• General Contractor may not be required

Looking to start your own business or buy an existing one?  What about refinancing your existing business loan(s) to save money or to complete a project?  Speak to one of our expert lenders and discover the options we have available for you to help you meet your goals.

Our lenders work in collaboration with Farm Service Agency (FSA), Small Business Administration (SBA) and Vermont Economic Development Authority (VEDA).

A Commercial Line of Credit could help to support your business needs; whether you're dealing with vendors or inventory management, we may have a solution to fit your individual needs.  To find out more, speak to one of our expert lenders today.

Features

• Low interest rates
• Quick turn-around
• Flexible options

Are you looking to purchase machinery, vehicles, agricultural equipment, or other business equipment?  Contact one of our expert lenders today and see how we can help.

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

Features

• Free online expense reporting tools.
• No fee for additional employee cards.
• Mobile payment capability for added convenience.
• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
• Cardmember Service available 24 hours a day/365 days per year.

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated