Additional Services

Banking goes further than just a checking or savings account, which is why we offer many additional services to simplify your finances. Explore our many options such as Online Services, VISA® Check Cards, Direct Deposit, and more.

Card Services

There is no checkbook to carry, no checks to write, and no waiting for check approval.

Every time you use your VISA® Check Card, your purchase is automatically deducted from your checking account.

You don’t have to worry about carrying cash because the VISA® Check Card can be used for purchases everywhere VISA® Cards are accepted.

Enjoy free and convenient ATM access at any Peoples Trust Company ATM or any ATM within the Falcon ATM Network.

View the complete list

Card Services - Debit Card Purchase Alerts

With a free service offered by Visa, you can receive text or email notifications for debit card
transactions that meet certain criteria. Enrollment is easy:

  • You set up an account
  • Enroll a card or cards
  • Pick the settings you want
  • Choose how you want to receive the notifications

Receiving these alerts will help you stay informed of unusual activity on your card so you can
notify us right away of suspected fraudulent transactions.

  • Receive purchase alerts for activity such as:
  • When a card purchase meets or exceeds a dollar amount of your choice
  • When your card is used outside of the United States
  • When a card purchase is made online or by phone

To enroll in Visa’s free service for Purchase Alerts. go to

Card Services - Visa Account Updater

Save your Peoples Trust Company Visa Check Card for things like bill payments and online purchases.  Your payment information is automatically updated by us when your card is re-issued or renewed with a new expiration date.*

That means you can often:

  • Skip the hassles of updating your payment info
  • Avoid declined payments and service interruptions
  • Count on Peoples Trust Company to keep your card information secure

Use your Visa Check Card for recurring bills and online purchases today.

*Not all merchants participate in automatic updates, so you may need to contact some merchants directly. If your card is lost or stolen and a new number is issued, updates are not automatically sent.

You are entitled to opt out of this service at any time using the following methods:

  • Phone us at 802.524.2196 or 800.479.2196
  • Email us at
  • Notify us through our website at
  • Mail us notice of your intent to opt out at PO Box 320, St. Albans, VT 05478

When contacting us, include your name, the last six digits of your card number, and the card’s current expiration date.

Direct Deposit

Most people are patient folks—but that’s no reason to wait longer than you need for your paycheck. Go Green and reduce any chance of losing your check or having it stolen.

With Direct Deposit, not only can you have your money deposited directly into your account for quick and easy access, you may also help lower any fees associated with that account. Contact us and we can help to get you started.

Safe Deposit Boxes

Peace of mind with people you trust. Protect your most valuable documents, jewelry, family heirlooms, and other irreplaceable items with a Peoples Trust Company Safe Deposit Box. Available in a convenient selection of sizes at all of our branch locations, accessed only by you and your designee(s).

Telephone Banking

Bank anytime, anywhere from your telephone with the same service you’d expect at any of our branches. Verify account balances and transactions; transfer funds among your accounts; make loan payments and review itemized transactions that will appear on your monthly statement. Transfers made before 5:00 PM on a business day are processed the same day.

View the Telephone Banking Menu

UChoose Rewards

Earn points each time you use your debit card for purchases. Points can be redeemed for many reward products and gift cards.

With UChoose Rewards, you can earn points and choose to redeem them at hundreds of different national, regional, local, and online retailers. Register your card and begin earning rewards today!

Register and Access: www.uchooserewards

Switch Kit

Ready to make the switch to Peoples Trust Company?

View our Switch Kit

Reorder Checks

Ordering checks online is safe, secure, and easy - without having to come into a branch. With Main Street Checks, you can order from a full catalog of checks and related products available for your account. All purchases will be debited from your checking account automatically.

Keep the management of your finances simple. Get your checks online, whenever and wherever you are.

Order Now

Overdraft Protection

Life Happens. Peoples Trust Company understands that unexpected overdrafts occur from time to time - Overdraft Coverage can help.

We have two options you may want to consider:

  • Overdraft Protection services apply to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Peoples Trust Company for a fee.
  • Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction.

Learn more

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Additional Help & Resources