Checking
Personal Connection
Make the most of your money with this personal checking account.
Features
- No minimum balance required
- Peoples Trust Company VISA® Check Card
- Online Banking
- Mobile Banking
- Bill Pay
- eAlerts
- Telephone Banking
- eDocs
- Credit back on qualifying activities:
- Monthly credit back of $2.00 for primary account holders ages 62 and older
- Monthly credit back of $2.00 with direct deposit
- Monthly credit back of $2.00 with eStatements
- Monthly credit back of $2.00 with ten (10) or more VISA® posted point-of-sale transactions*
- Monthly credit will not exceed maintenance charge
Requirements:
- Minimum to open: $25.00
- Monthly maintenance charge of $6.00
*Types of Peoples Trust Company Visa® Check Card Point-of-Sale Transactions – You may access your checking account(s) to purchase goods (in person, online, or by phone), pay for services (in person, online, or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that a participating merchant will accept.
Personal Connection With Interest
If you prefer your checking account to work a little harder, Personal Connection with Interest is your best choice. This checking account combines the convenience of a checking account with the earning potential of a savings account.
Features
- Competitive interest rates on qualified balances of $1,000 or more
- Peoples Trust Company VISA® Check Card
- Online Banking
- Mobile Banking
- Bill Pay
- eAlerts
- Telephone Banking
- eDocs
- Credit back on qualifying activities:
- Monthly credit back of $2.00 for primary account holders ages 62 and older
- Monthly credit back of $2.00 with direct deposit
- Monthly credit back of $2.00 with eStatements
- Monthly credit back of $2.00 with ten (10) or more VISA® posted point-of-sale transactions*
- Monthly credits will not exceed maintenance charge
Requirements:
- Minimum to open: $25.00
- Monthly maintenance charge: $10.00
*Types of Peoples Trust Company Visa® Check Card Point-of-Sale Transactions – You may access your checking account(s) to purchase goods (in person, online, or by phone), pay for services (in person, online, or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that a participating merchant will accept.
Simple Connection
This account is designed exclusively for young adults (age 16-25)*, to work with their busy lifestyle.
Features
- No minimum balance required
- Peoples Trust Company VISA® Check Card
- Online Banking
- Mobile Banking
- Bill Pay
- eAlerts
- Telephone Banking
- eDocs
- Additional features apply to this account; see an account representative for details
- Credit back on qualifying activities:
- Monthly credit back of $2.00 with eStatements
- Monthly credits will not exceed maintenance charge
Requirements
- Minimum to open: $25.00
- Monthly maintenance charge of $2.00
* Once reaching age 26, this account will automatically change to a Personal Connection Checking.
Health Savings Account (HSA) Account
If you’re enrolled in a High Deductible Health Plan, a Health Savings Account (HSA) helps you save and pay for current and future medical expenses on a tax-free basis. Competitive interest rates maximize your savings potential, and convenient account access makes record-keeping a snap.
Features
- No minimum balance required
- No monthly maintenance fees
- Peoples Trust Company VISA® Debit Card
- Online Banking
- Bill Pay
- Telephone Banking
- eDocs
- Unlimited check writing
- Annual Check Order of 20 single checks
- Contributions are tax-deductible
- Earnings are tax-deferred
- Qualified distributions are tax-free
- Account balance rolls over from year to year; no “use or lose it” requirement
Must be enrolled in a High Deductible Health Plan (HDHP) and meet certain eligibility requirements.
